It’ll take about 40 days to close, but you’re off to a great start. There’s just a few last things to take care of.
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“Closing costs generally run between 2% and 5% of your loan amount.”
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Get Homeowners and Title Insurances
Homeowners insurance is usually required by mortgage lenders. Start exploring your options now so you know what to expect.
Homeowners insurance is usually required by mortgage lenders. Start exploring your options now so you know what to expect.
Start working on:
- Getting home insurance
- Getting title insurance
- Arranging a final visit to the home
- Getting home insurance
- Getting title insurance
- Arranging a final visit to the home
Submit Your Mortgage Application
Now it’s time to submit the application. Your lender will tell you exactly what they need, but it probably includes a home appraisal to make sure they’re not lending you too much.
Start working on:
- Submitting the mortgage application
- Preparing for the home appraisal
- Resolving any appraisal issues with your agent
Sign the Closing Documents
Almost done! Go through the closing documents ahead of time to make sure everything looks good. If you have any questions, ask your lawyer or escrow officer.
Start preparing:
- Your ID
- Your down payment and closing costs
- All the paperwork you’ve received and reviewed
- Your checkbook for last-minute additions to fees
Get Ready for Moving Day
Congratulations! The home is officially yours. It’s time to start packing and arranging the move, but first, take a moment to enjoy the feeling – you’ve earned it.
Start working on:
- Booking a mover
- Transferring utilities to your name
- Notifying your internet and cable providers
- Planning your housewarming party!