Your agent’s always got your back, but this planner will help you navigate the process too. Let’s start with the basics.
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“Most lenders suggest spending no more than 31% of your monthly income on housing payments.”
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Get to Know the Process
There’s a lot to know about buying a home. You can always lean on your agent, but why not start looking through the next few steps now? And you don’t have to follow the order we’ve laid out – feel free to jump around when you need to.
Ask your agent:
- What is the typical timeline for buying a home?
- What can I do to make sure everything runs smoothly?
- Is there anyone else I’ll need to work with for the sale?
Know What You Can Afford
Time to start budgeting. You’ll be paying for more than just a house – there’s also home insurance, closing costs and more. Talk to your agent about all the costs you need to consider.
Start working on:
- Figuring out what you can borrow
- Understanding the cost of ownership
- Asking about other buying costs
Set Your Home Preferences
We’d love to help you find the right home, but first we need to know what you’re looking for.
Ask your agent:
- Which neighborhoods should I consider?
- What are some things I should include in my search?
- Is my budget realistic for what I’m looking for?
Sell Your Current Home (Optional)
If you’re selling your current home, make your life easier and use our seller planner as well.
Ask your agent:
- When should I start the selling process?
- How will the buying price and my current mortgage affect my selling budget?
- If I make an offer, should it be contingent on the purchase of my new home?